This service offers a thorough, results-driven credit repair solution, addressing negative items across all three major credit bureaus: TransUnion, Equifax, and Experian. Our approach targets inaccuracies, outdated information, and any unverifiable entries that may impact your credit profile. By partnering closely with us and staying engaged in each step of the process, you’ll maximize the effectiveness of this service to achieve significant improvements in your credit health.

Our process focuses on FCRA laws and there is a process we have to follow. This process will be completed within approximately 12-24 months and you are in agreeance to stay in the program for a minmum of 9 months. This program is designed for effectiveness and heavily relies on your active participation to achieve the best possible results. You will receive one monthly call in this package to go over all dispute updates and disputes that are and being sent out in the next round. 

Disclaimer: While we are in the dipsuting process, you will be required to pause all attemps to open new credit accounts unless advised to do so. You are also required to have Smart Credit monthly monitoring app while we are in the dispute process. Please understand that this is a process and your credit will not be fixed overnight. 

This service offers a thorough, results-driven credit repair solution, addressing negative items across all three major credit bureaus: TransUnion, Equifax, and Experian. Our approach targets inaccuracies, outdated information, and any unverifiable entries that may impact your credit profile. By partnering closely with us and staying engaged in each step of the process, you’ll maximize the effectiveness of this service to achieve significant improvements in your credit health.

Our process Our process focuses on FCRA laws and there is a process we have to follow. This process will be completed within approximately 180 Days. This program is designed for speed, effectiveness and heavily relies on your active participation to achieve the best possible results. You will receive one monthly call in this package to go over all dispute updates and disputes that are and being sent out in the next round. 

Disclaimer: While we are in the dipsuting process, you will be required to pause all attemps to open new credit accounts unless advised to do so. You are also required to have Smart Credit monthly monitoring app while we are in the dispute process. Please understand that this is a process and your credit will not be fixed overnight. 

For clients who prefer a results-based approach, we offer pay-per-deletion services, where fees apply only when a negative item is successfully removed from your credit report.

Late Payments – $75 per account

Collections – $250 per account

Charge-Offs – $150 per account

Bankruptcies, Repossessions, Foreclosures, Child Support, Student Loans – $400 per account

This package is perfect for new business owners looking to establish their business credit profile from the ground up. We ensure your business is properly structured to meet lender and credit bureau requirements while setting up essential credit-building accounts. Services include:

Business credit report analysis and personalized action plan

DUNS number registration and setup with credit reporting agencies (Dun & Bradstreet, Experian, and Equifax)

Business entity compliance review to ensure proper structure for credit approval

Assistance in setting up starter vendor accounts that report to business credit bureaus

Business banking and funding preparation guidance

Email support for questions and progress tracking

Ideal for businesses that already have an EIN and structure in place but need to establish and strengthen their business credit profile. This package helps business owners secure trade lines, build a stronger credit profile, and improve funding opportunities. Services include:

Everything in the Foundation Business Credit Package

Assistance with obtaining 5+ vendor and revolving trade lines that report to business credit bureaus

Business credit education on proper utilization and payment strategies

Credit monitoring setup to track progress and report updates

Lender and funding pre-qualification assessment

Quarterly progress consultations to evaluate credit-building success

Designed for established businesses looking to rapidly scale their credit profile and gain access to high-limit funding and financing. This package provides a complete business credit-building and funding strategy, along with ongoing support to maximize financial opportunities. Services include:

Everything in the Growth Business Credit Package

Custom funding roadmap tailored to business needs and industry-specific opportunities

Assistance with securing business credit cards, lines of credit, and financing options

Direct access to high-limit vendor accounts and premium trade lines

Business credit monitoring with monthly reports and strategy adjustments

Ongoing credit consulting and funding support for 12 months

Personalized introduction to alternative lenders, private funding sources, and business grants

For businesses that need tailored credit-building assistance, we offer customized solutions, including one-time business credit consultations ($550 per session), pay-per-trade-line setup, and funding acquisition services for businesses ready to apply for credit.